Binder features two interior pockets and a Locking No-Gap D-Ring mechanism that locks rings closed and keeps them aligned so sheets will not tear, fall out or hang up on rings. Cover and pocket material resists toner transfer so ink from printed papers won't stick or mark binders. Pocket Guard on both inside covers holds loose papers secure in pockets. Binder includes label holder for identification. Durable construction protects important documents and is made to last.