Binder offers a textured design that helps you grip while centering a standard-size sheet on the front panel. Embossed border visually emphasizes your presentation. Your letter-size documents will turn easily with Gap-Free rings. Binder includes twoclear interior pockets, business card slot and exposed rivets on back. Pages lie flat with back-mounted rings. Overlay material is crystal-clear. Binder is made of heavy-duty vinyl with a high percentage of post-consumer recycled material.